Most of the mortgage lenders in Ireland are still offering incentives such as cashback mortgages to try and attract new customers.In many cases – cashback mortgages will not come with the lowest interest rates – however, there is nothing to stop you from switching your mortgage to a lender with a better rate after you […]
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Bank of Ireland is still running their offer to refund 2% of the value of a mortgage for all new mortgage customers – including Buy to Let and switchers. This 2% cashback offer applies to all new BOI mortgage customers until the end of 2022 . So – on a €300,000 mortgage – BOI would refund […]
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This month the Central Bank announced proposals to restrict mortgage lending to try and prevent another property price “bubble”. LTV Restrictions The proposal involves telling lenders that 85% of their home loans (in value terms) must be less than 80% of the value of the home. (80% Loan to Value or LTV). Currently many lenders […]
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A bit of competition is usually good for consumers- and in the past few weeks we saw a mini price war in the Irish Electricity market. First we had the group marketing company OneBigSwitch getting it’s members who switched their electricity to Bord Gais an €80 credit on their account after 12 months. Then Energia […]
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