For small loans – two Irish lenders are still far cheaper than the rest of the competition. On a loan of €3500 over 12 months the rate from Bank of Ireland is 8.5% APR – with monhtly repayments of €304.76 and a total interest payment of €157.12
The next best rate to that is from AIB at 9% APR
Other rates are:
Chill 12.9% ; PTSB 13% ;Ulster Bank 15.3%