After a few more rate increases this month from Ulster and First Active we have updated our Mortgage Best Buys. With the ECB rate rise yeaterday to 4.25% – all the lenders will be increasing their tracker rates in the next 2 weeks. It is possible that variable rates may well rise again – although some lenders may have factored in the 0.25% rate increase already.
For loans under 80% of the house value – NIB are still offering the lowest tracker rates in Ireland – bar none.
The market for trackers on higher LTV’s is bit more competitive – as is the fixed rate market. Find out who has the lowest mortgage rates here.